Starter Saver - Give your savings a great start
~SSA_PU_50000~
Portion of account balance up to and including $50,0002
Home Loans - Helping teachers feel right at home
~YWP_B_V_60_B_PNI_OO_Stand~ ~YWP_B_V_60_B_PNI_OO_Comp~
Owner Occupier, P&I, LVR up to 60%*
Banking for good
As a member-owned bank, everything we do and the profits we make are reinvested to benefit teachers, their families, and their communities. Learn more
Good for you
Fair, transparent products, free from hidden fees with rates that consistently offer great value.
Good for teachers like you
When you save with Teachers Mutual Bank, your money helps fund loans for fellow teachers – creating a virtuous cycle.
Good for your community
Our profits help fund scholarships, grants, and programs that support teachers to develop, grow, and lead.
Good for our world
As a certified B Corporation1, we’re committed to responsible banking. And we don’t lend to industries that harm people or planet – including fossil fuels, tobacco or gambling.
Why us
Award-winning bank
Money Magazine's Customer-Owned Institution of the Year 2025.
Loans designed for teachers
Casual or relief teacher? You can apply with just three months of employment.
Real people. Real support.
One dedicated lending specialist to guide you through every stage of your home loan.
Great rates. Better terms.
Saving accounts with great interest, zero fees, and no intro rates that vanish. What you see is what you get.
Earn up to
~MSA_PUT_250000_Combi~
Combined variable interest rate on balances up to $250,0002,3
Save faster with Momentum Saver
Unlock your bonus rate with Momentum Saver. Simply deposit $100 or more each month3 without making any withdrawals. Save faster with no monthly account fees and no intro rates that vanish.
News and updates
Help and resources
Are you experiencing financial difficulty?
If you find yourself under financial pressure, there’s a good chance we can help. Whatever the issue, let’s talk it through.
