Home loan calculators and tools

Home loan repayments

Refinance comparison

Extra home loan repayments

Borrowing power

Home loan repayment

If you’re trying to work out which home loan works best for you, it helps to know how your repayments will be structured. Your repayments will vary according to how much you borrow, whether your loan comprises of principal & interest repayments or interest only, and how frequently you choose to make repayments.

Refinance comparison

Our home refinance comparison calculator allows you to compare two different loan options, sharing the loan amount and loan term as common details to determine which will benefit you the most

Extra home loan repayment

Extra repayments on your loan may significantly reduce the amount of interest you pay over the life of the loan, and how long it takes to repay it. It’s worthwhile researching the potential impact of making regular additional contributions – just $20 dollars extra per week can save you significantly in interest in the long term, and reduce the time it takes to repay your loan.

Borrowing power

Applying for a home loan can be complicated, but we’re here to help with our borrowing power calculator. How much you can borrow will depend on how much you earn, whether you’re making a single application or applying with your partner, and other things you may need to pay for such as dependent children or credit card debt.

Other home loan calculators

Stamp duty

Calculate your estimated stamp duty, which is paid on top of the price of your home and can have a significant impact on the overall cost of your property.

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Split home loan

Calculate your estimated saving by splitting your loan between a fixed or a variable rate.

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Mortgage offset

Calculate how much an offset account could save you in interest over the life of your home loan.

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Lump sum repayments

Calculate your estimated saving by making extra lump sum contribution.

Calculate now

Home loan key facts sheet

Use our key facts sheet to compare the home loan options in one place.

Learn more

Helia Lenders Mortgage Insurance toolkit

The toolkit explains LMI and the general process of buying a home.

Learn more

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