Still need help with your home loan?
Refinance with a specially discounted rate for teachers.
Why refinance with us?
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Your Way Plus Home Loan
Take advantage of a home loan with offset, discounted rates for teachers and much more with our package home loan.
Learn more
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Your Way Plus Essential Worker^ variable rate (Owner, P&I, LVR up to 60%)
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Your Way Plus Essential Worker^ comparison rate (Owner, P&I, LVR up to 60%)
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Discounted Variable rates for life of the loan
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Establishment fee waived (normally $600)
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Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
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100% Offset facility so you can pay your loan down faster
Your Way Plus Essential Worker^ variable rate (Owner, P&I, LVR up to 60%)
Your Way Plus Essential Worker^ comparison rate (Owner, P&I, LVR up to 60%)
Get in touch today.
Take the next step in your home loan journey.
Talk to a Lending Specialist
We can visit you at home, call you on the phone, or speak to you on a video call.
Apply Online
Complete an online application to fast track your home loan financing.
Easy steps to refinancing
Find the right home loan
Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a basic variable loan that comes with redraw, or add an offset facility and have both.
Important information
1 Eligibility criteria apply to join Teachers Mutual Bank Limited. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
2 Minimum period of employment for regular casual or relief teachers is 3 months. Other credit criteria apply.
3 The Your Way Plus is available as a package home loan with package benefits. A package fee is payable annually. For further details see Package Terms and conditions.
4 If your loan has an offset facility, terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to Mortgage Offset section of our website.
5 Mobile Lenders: Please check details of availability in your area.
