Looking to reduce your home loan repayments?

Book a home loan health check today.

Why refinance with us?

House icon on Teachers Mutual Bank's refinancing page, indicating options for homeowners to reassess and improve their mortgage conditions, emphasising financial growth and stability.

Flexible home loans

Choose if your home loan is fixed or variable, with options for 100% offset and redraw on our Your Way Plus Home Loan package.

Easier for regular casual and relief teachers

We accept three months’ employment history instead of six for regular casual or contract teachers, making it easier to refinance2.

Dollar sign icon, indicating Teachers Mutual Bank's special discount rates, offering financial savings and benefits directly to its members, emphasising value and affordability in banking services.

Discounted rates for essential workers

Teachers may be eligible for discounted rates with our Your Way Plus Essential Worker^ rate.

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Unlock your property’s equity

Find out if you can access equity in your property. It may allow you to renovate or consolidate your debts into one.

Get in touch today.

Take the next step in your home loan journey.

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Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

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Apply Online

Complete an online application to fast track your home loan financing.

Got a Question?
Enquire Online

Easy steps to refinancing

Number 1

Have a chat

Tell us about you and your current loan so we can let you know what you can save by switching, and how much you can borrow.

Number 2

Find the right home loan

Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a basic variable loan that comes with redraw, or add an offset facility and have both.

Number 3

Make the move

A Lending Specialist will be in touch to finalise your loan application. Our lenders will help you take the next steps to discharge your existing home loan from your other bank.