Bringing it Home
Want to buy your first home? Tune in to our ‘Bringing it Home’ podcast and discover the tools and tips that’ll give you the best chance of success.
Bringing it Home podcast series
Welcome to 'Bringing it Home', the podcast series brought to you by Teachers Mutual Bank. Join host Alan Waugh, Chief Sales Officer at Teachers Mutual Bank, and financial coach Betsy Westcott.
Navigating the home buying process can be daunting – especially if you’re a first time buyer. In this series, Alan and Betsy guide you through the process step-by-step, from being ‘home loan ready’ to completing your application, choosing a property and getting across the finishing line.
All the Bringing it Home episodes
Episode 1
We explain how to get ‘home loan ready’, including how to get your credit health score in good shape and organising the documents you’ll need. We discuss how much you should save for a deposit and steps you can take now to give yourself the best chance of home-buying success.
Episode 2
We show you how to overcome the challenges first home buyers face so you can get your foot in the market sooner. Learn how federal and state government schemes, grants, and exemptions can help you buy your first home sooner – even if you have a small deposit.
Episode 3
If you’re a first-time buyer, applying for a home loan can feel daunting. In this episode, we demystify the process, explain the difference between lenders and brokers, and show you how to find the right expert for you. We’ll also discuss the hurdles that could jeopardise your home loan approval.
Episode 4
In this episode we explain your home loan options. We explore the differences between variable, fixed, and split loans, and highlight the pros and cons of each. We also explain the benefits of using home loan calculators and show you how to choose the right loan for you.
Episode 5
Our circumstances change over time. So, it’s reassuring to know you can refinance if your loan no longer suits you – or other loans in the market offer a better rate. You may also want to switch to a lender who cares about the same things you do – in this episode, we explain how you can do exactly that.
Episode 6
We’re at one of the most exciting stages of the home buying process: looking for a property. But before you set your heart on a home, it’s important to understand what you need in a property. We explain how to find the right property for you and how to stick to your budget.
Episode 7
We step through the buying process so you’re prepared and confident. We explain private treaty versus bidding at auction and the roles real estate agents, solicitors, building and pest inspectors each play. We help smooth the path to settlement – you’ll soon be celebrating in your new home!
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*Important information
This content is for education and entertainment purposes. It’s not financial advice and doesn’t take into account your objectives, financial situation or needs. You should consider if the information in this podcast is appropriate for you and contact a professional financial adviser if you are seeking financial advice