You've earned an escape

Apply for our award winning low Fixed Rate Car Loan today.

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Fixed Rate Car Loan

Our Fixed Rate Car Loan will give you peace of mind knowing that your rate and repayments will remain the same for a fixed period for up to six years. Use this loan for a new or used car up to 10 years old.

  • 9.99%pa

    Interest rate – 5 year fixed

  • 10.21%pa**

    Comparison Rate - 5 year fixed

  • $150

    Personal Loan Application Fee

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Put last year behind you and cruise in to the new year. 

With an award winning Fixed Rate Car Loan1 especially for teachers, now’s a perfect time to upgrade the family car, or even trade up to something brand new. 

Drive away in your new car today with complete peace of mind. You will also enjoy the certainty of the same low repayments for the duration of your fixed loan, plus no ongoing fees.

Let new adventures begin and enjoy some new found freedom, thanks to a Fixed Rate Car Loan especially for you.

You can borrow1 as little as $10,000 for a new or used vehicle up to 10 years old. Our car loans have been awarded the Rate City 2021 Gold Award for Best Used Car Loan.

Try our car loan calculator below to work out a budget that suits you.

 

 
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  • Features and benefits

    • No ongoing fees
    • Choose weekly, fortnightly or monthly repayments
    • A competitive fixed interest rate
    • You can use this loan to buy towable caravans, boats, motor cycles or classic cars
    • Accessories like a car navigation system, alarm and your car insurance can be added to the loan
    • Unlimited fee-free redraw
    • No fee for early repayment
    • Loan term from 3 years to 6 years
    • 24/7 access via internet banking
    • 24/7 access via mobile app
    View all loans

  • Rates and fees

    Interest rates
    Interest rate – 5 year fixed 9.99%pa
    Interest rate – 3 year fixed 9.99%pa
    Interest rate – 4 year fixed 9.99%pa
    Interest rate – 6 year fixed 9.99%pa
    Comparison Rate - 5 year fixed 10.21%pa**
    Comparison Rate - 3 year fixed 10.21%pa**
    Comparison Rate - 4 year fixed 10.21%pa**
    Comparison Rate - 6 year fixed 10.21%pa**
    Interest rates effective date Interest rates effective 29 August 2024
    Interest rates type

    Fixed
    Other information
    Interest Rate Type Fixed
    Minimum Amount $10k
    Maximum Amount $80k
    Personal Loan Application Fee $150

    For full details of our fees, please review the Fees and Charges brochure.

    Download the Fees and Charges brochure [PDF]

     

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
Apply Become a member

**Comparison rate warning

WARNING: Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans and All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

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