A credit card so good it’s award winning!

Great value credit card with a low interest rate and no annual fee.

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Credit card

Before applying for the Teachers Mutual Bank credit card, ensure you read the information provided in the key facts sheet including rates and fees.

  • $0

    Application Fee

  • 7.90%pa

    Introductory Rate For First 6 Months

  • $0

    Annual Fee

Apply

  • Features

  • Rates and fees

  • Key facts sheet

    Credit card key facts sheet

    There are 2 easy ways to apply for a Credit Card: online and paper. Before applying ensure you read the information provided in the key facts sheet below.

    This information is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

    Key facts about this credit card

    Effective Date: 7 August 2023 

    Description of credit card
    Product name

    Credit Card
    Minimum credit limit

    $1,000
    Minimum repayments

    3% of the closing debit balance as per the monthly statement, rounded up by the nearest dollar, by the due date as stated on the monthly statement
    Interest on purchases

    11.50% p.a.
    Interest-free period

    You may receive up to 55 days interest-free on purchases and balance transfers provided you continue to pay the closing balance by the due date shown on your statement.
    Interest on cash advances

    11.50% p.a.
    Promotional interest rate

    7.90% p.a. (for six months following the date of the Letter of Offer)
    Annual fee

    $0
    Late payment fee

    $10 and is payable when the minimum payment is not received by the due date as indicated on the statement

    There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be seen here.

    If you transfer an existing credit card balance to your new credit card, please consider cancelling your other credit card.

    For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.

    The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting our website.


  • FAQs

  • Change your limit or close your credit card

  • Make the most of your card


Here's what you'll need to apply...

  • tmb-logo Be a member of Teachers Mutual Bank - it's easy to join when you apply
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Allow 15 minutes to complete application online
  • +
  • tmb-logo Details on income and expenses
Join


Online Security

Teachers Mutual Bank's online banking helps safeguard you against fraudulent activity online and helps ensure your personal details, financial transactions and money are safe with us.

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