Eligibility criteria apply to join the Bank. Fees and charges and lending criteria apply. Consumer lending terms and conditions available here.
Scheme eligibility criteria applies.
Rewards Package: Applicants must be eligible for the Rewards Package to take out the Solutions Plus Home Loan. The Rewards Package fee is paid at settlement and then from the Everyday account annually on each anniversary. Terms and conditions for the Rewards Package are available on request.
Redraw is subject to application and registration and is not available when a fixed rate applies to any part of the loan.
Repayment Pause is not available on all loan products and is subject to application and approval. Refer to Consumer Lending Terms and Conditions for full details.
Terms and conditions for the mortgage offset facility are set out in our Consumer lending terms and conditions and Conditions of use Accounts and access. For more information refer to the FAQ section under Offset facility.
Lenders Mortgage Insurance, or LMI, insures the lender in the event that the borrower defaults on the mortgage. It does not insure the borrower. Borrowers must still meet lending eligibility criteria for both the lender and the LMI provider.